IMPACT OF DIGITAL TRANSFORMATION ON REDUCING MONEY LAUNDERING

Kadhim H. Hamad; Oday L. Mahmood

doi:10.30574/ijsra.2026.21.1.1888

ISSN Approved Journal || eISSN: 2582-8185 || CODEN: IJSRO2 || Impact Factor 8.2 || CrossRef Indexed

Peer Reviewed and Referred Journal || Free Certificate of Publication

Research and review articles are invited for publication in October 2026 (Volume 21, Issue 1) Submit manuscript

IMPACT OF DIGITAL TRANSFORMATION ON REDUCING MONEY LAUNDERING

Kadhim H. Hamad ^* and Oday L. Mahmood

Al-Musayyab Technical College, Al-Furat Al-Awsat Technical University, Kufa, Iraq.
* Corresponding Author
ORCID Details
Kadhim H. Hamad: https://orcid.org/0009-0004-9709-2825
Oday L. Mahmood: https://orcid.org/0009-0006-6563-0603

Research Article

International Journal of Science and Research Archive, 2026, 21(01), 756–763

Article DOI: 10.30574/ijsra.2026.21.1.1888

DOI url: https://doi.org/10.30574/ijsra.2026.21.1.1888

Publication history

Received on 01 September 2026; revised on 17 October 2026; accepted on 19 October 2026

Abstract

Digital transformation becomes vital role in the effectiveness of money laundering particularly in financial organizations. This study aimed to identify the impact of digital transformation on reducing money laundering in government and private banks at Babylon Governorate. This study relies on a sample of (100) employees. The data were then analyzed using the SPSS statistical analysis program. The results showed that the adoption level of digital transformation was relatively high (Mean = 72.46), while, the money laundering level was moderate (Mean = 37.0). In addition, there was found a very significant positive correlation between digital transformation and reducing money laundering in the banks studied (r = 0.794, p < 0.05).

Keywords

Digital Transformation; Money Laundering; Government Banks; Private Banks.

Download Article PDF

https://ijsra.net/sites/default/files/fulltext_pdf/IJSRA-2026-1888.pdf

Preview Article PDF

How to cite this article

Kadhim H. Hamad and Oday L. Mahmood. IMPACT OF DIGITAL TRANSFORMATION ON REDUCING MONEY LAUNDERING. International Journal of Science and Research Archive, 2026, 21(01), 756–763. Article DOI: https://doi.org/10.30574/ijsra.2026.21.1.1888.

Copyright © Author(s). All rights reserved. This article is published under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0), which permits use, sharing, adaptation, distribution, and reproduction in any medium or format, as long as appropriate credit is given to the original author(s) and source, a link to the license is provided, and any changes made are indicated.

All statements, opinions, and data contained in this publication are solely those of the individual author(s) and contributor(s). The journal, editors, reviewers, and publisher disclaim any responsibility or liability for the content, including accuracy, completeness, or any consequences arising from its use.