Health insurance policies and its awareness among the policyholders in Sivagangai district in Tamil Nadu: An analysis

The increasing prevalence of lifestyle diseases such as diabetes, hypertension, stroke and heart attack among the young as well as the elderly people in India is becoming a major cause of concern. Having no family history of these conditions does not ensure protection from related complications. In today fast-paced life, the human beings must be prepared for a medical contingency at all times. This is where a robust health insurance policy can help. One of the major health insurance benefits, in the face of a medical emergency, is that it allows policyholder to take mind off the stress related to healthcare costs and focus on the treatment instead. The primary data were collected from policyholders in sivagangai district. The sample size used for the study is 150. The sampling technique used for the study is convenience sampling method. The findings of the study show that majority of the respondents were partially aware on the health insurance policy and also majority of the respondents were satisfied towards health insurance policy.