Factors impacting formal credit access: A case study of Cau Duc pineapple farmers in Hau Giang province

Le Kim Thanh 1, Bui Van Trinh 2 and Nguyen Quoc Nghi 1,

1 School of Economics, Can Tho University, Vietnam.
2 Department of Finance – Accounting, University of Cuu Long, Vietnam.
 
Research Article
International Journal of Science and Research Archive, 2022, 07(01), 465–469.
Article DOI: 10.30574/ijsra.2022.7.1.0217
Publication history: 
Received on 14 September 2022; revised on 20 October 2022; accepted on 23 October 2022
 
Abstract: 
This study aims to determine factors affecting pineapple farmers’ accessibility to formal credit in Hau Giang Province. Data of the study were collected by direct interviews of 152 pineapple farmers. By logit regression, the authors have indicated the factors beneficially affecting farmers' formal credit access are agricultural land area, production experience, education, cooperation, and familiarity with credit institutions. In particular, credit familiarity plays the most crucial role in farmers' ability to access formal credit.
 
Keywords: 
Demand; Formal credit; Farmer; Cau Duc pineapple
 
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