AI-driven payment systems: From innovation to market success

Merve Ozkurt Bas

doi:10.30574/ijsra.2025.14.3.0709

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AI-driven payment systems: From innovation to market success

Merve Ozkurt Bas ^*

Enterprise Payments, American Express, New York, USA.

Review Article

International Journal of Science and Research Archive, 2025, 14(03), 656-659

Article DOI: 10.30574/ijsra.2025.14.3.0709

DOI url: https://doi.org/10.30574/ijsra.2025.14.3.0709

Publication history

Received on 04 February 2025; revised on 11 March 20215 accepted on 13 March 2025

Abstract

Artificial Intelligence (AI) is revolutionizing payment systems by enhancing security, streamlining operations, and providing personalized customer experiences. From ideation to go-to-market, AI-driven innovations are transforming how financial institutions, fintech firms, and businesses optimize payment processes. AI improves fraud detection, automates transaction processing, and personalizes financial services, leading to higher efficiency and enhanced user experience. This review article explores practical use cases of AI in payment systems and its impact on the product management lifecycle.

Keywords

AI in payments; Fraud detection; Automated transactions; Predictive analytics; Personalized finance; AI-driven marketing; Fintech innovation

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How to cite this article

Merve Ozkurt Bas. AI-driven payment systems: From innovation to market success. International Journal of Science and Research Archive, 2025, 14(03), 656-659. Article DOI: https://doi.org/10.30574/ijsra.2025.14.3.0709.

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