Comparative Analysis of Equity and Debt Mutual Fund Performance and Investor Preferences

Ms. Muthamma B U; Vikas O

doi:10.30574/ijsra.2025.15.2.1541

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Comparative Analysis of Equity and Debt Mutual Fund Performance and Investor Preferences

Ms. Muthamma B U ¹ and Vikas O^{2, *}

¹Faculty of Commerce, School of Economics and Commerce, CMR University, Bangalore 560043, India.

²Student, Bachelor of Commerce in International Accounting and Finance, School of Economics and Commerce, CMR University, Bangalore 560043.

Research Article

International Journal of Science and Research Archive, 2025, 15(02), 975-989

Article DOI: 10.30574/ijsra.2025.15.2.1541

DOI url: https://doi.org/10.30574/ijsra.2025.15.2.1541

Publication history

Received on 13 April 2025; revised on 19 May 2025; accepted on 21 May 2025

Abstract

This study investigates the comparative performance of equity and debt mutual funds and examines investor preferences in the Indian retail market. Mutual funds play a pivotal role in channeling savings into capital markets, providing both return opportunities and risk management. The report utilizes both primary data—collected through a structured survey of 263 respondents—and secondary data from reliable sources like AMFI and SEBI. Key variables analyzed include investment objective, risk tolerance, demographic influence, fund-switching behavior, and satisfaction levels. The findings suggest that equity mutual funds attract younger, risk-tolerant investors for long-term capital appreciation, while debt funds cater to conservative investors seeking capital safety and stable returns. The study underscores the importance of investor awareness and recommends enhanced financial literacy initiatives and customized advisory services to improve investment decisions and align them with individual financial goals.

Keywords

Mutual Funds; Equity Funds; Debt Funds; Hybrid Funds; Risk-Return Analysis; Performance Evaluation; Crisil Rank; Sharpe Ratio; Jensen’s Alpha; Treynor Ratio

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How to cite this article

Ms. Muthamma B U and Vikas O. Comparative Analysis of Equity and Debt Mutual Fund Performance and Investor Preferences. International Journal of Science and Research Archive, 2025, 15(02), 975-989. Article DOI: https://doi.org/10.30574/ijsra.2025.15.2.1541.

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